java.util.PropertyPermission when a applet error occurs

Question

I am writing a Java applet to implement BT streaming and some kind of errors occurs.

Following is the Java error details:

java.lang.RuntimeException: java.lang.reflect.InvocationTargetException
    at com.sun.deploy.uitoolkit.impl.awt.AWTAppletAdapter.runOnEDTAndWait(Unknown Source)
    at com.sun.deploy.uitoolkit.impl.awt.AWTAppletAdapter.instantiateApplet(Unknown Source)
    at sun.plugin2.applet.Plugin2Manager.initAppletAdapter(Unknown Source)
    at sun.plugin2.applet.Plugin2Manager$AppletExecutionRunnable.run(Unknown Source)
    at java.lang.Thread.run(Unknown Source)
Caused by: java.lang.reflect.InvocationTargetException
    at com.sun.deploy.uitoolkit.impl.awt.OldPluginAWTUtil.invokeAndWait(Unknown Source)
    ... 5 more
Caused by: java.security.AccessControlException: access denied ("java.util.PropertyPermission" "user.home" "read")
    at java.security.AccessControlContext.checkPermission(Unknown Source)
    at java.security.AccessController.checkPermission(Unknown Source)
    at java.lang.SecurityManager.checkPermission(Unknown Source)
    at sun.plugin2.applet.AWTAppletSecurityManager.checkPermission(Unknown Source)
    at java.lang.SecurityManager.checkPropertyAccess(Unknown Source)
    at java.lang.System.getProperty(Unknown Source)
    at com.bu6ido.bitpower.common.CommonUtils.getSettingsPath(CommonUtils.java:31)
    at MainFrame.TestFrame.loadSettings(TestFrame.java:326)
    at MainFrame.TestFrame.<init>(TestFrame.java:173)
    at sun.reflect.NativeConstructorAccessorImpl.newInstance0(Native Method)
    at sun.reflect.NativeConstructorAccessorImpl.newInstance(Unknown Source)
    at sun.reflect.DelegatingConstructorAccessorImpl.newInstance(Unknown Source)
    at java.lang.reflect.Constructor.newInstance(Unknown Source)
    at java.lang.Class.newInstance(Unknown Source)
    at com.sun.deploy.uitoolkit.impl.awt.AWTAppletAdapter$1.run(Unknown Source)
    at java.awt.event.InvocationEvent.dispatch(Unknown Source)
    at java.awt.EventQueue.dispatchEventImpl(Unknown Source)
    at java.awt.EventQueue.access$400(Unknown Source)
    at java.awt.EventQueue$3.run(Unknown Source)
    at java.awt.EventQueue$3.run(Unknown Source)
    at java.security.AccessController.doPrivileged(Native Method)
    at java.security.ProtectionDomain$1.doIntersectionPrivilege(Unknown Source)
    at java.security.ProtectionDomain$1.doIntersectionPrivilege(Unknown Source)
    at java.awt.EventQueue$4.run(Unknown Source)
    at java.awt.EventQueue$4.run(Unknown Source)
    at java.security.AccessController.doPrivileged(Native Method)
    at java.security.ProtectionDomain$1.doIntersectionPrivilege(Unknown Source)
    at java.awt.EventQueue.dispatchEvent(Unknown Source)
    at java.awt.EventDispatchThread.pumpOneEventForFilters(Unknown Source)
    at java.awt.EventDispatchThread.pumpEventsForFilter(Unknown Source)
    at java.awt.EventDispatchThread.pumpEventsForHierarchy(Unknown Source)
    at java.awt.EventDispatchThread.pumpEvents(Unknown Source)
    at java.awt.EventDispatchThread.pumpEvents(Unknown Source)
    at java.awt.EventDispatchThread.run(Unknown Source)

I did check twice my java.policy file, and also make sure they have:

"permission java.util.PropertyPermission" "user.home" "read";"

But access was still denied. Should I avoid using user's absolute path or try to set a permission and register something?