I am making a react-native app but facing some issues in making contactless payments via NFC to various POS

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I am making a digital wallet app like apple pay or google pay and wondering how can I make NFC payment with all POS.

I am making a payment app like apple pay or google pay but facing some issues in using contactless payments via NFC to various POS. I tried to integrate Clover but then I realized if I do so, then my app will be able to do transaction with the Clover POS only. But I want to do transactions with all different company's POS, i.e., Lightspeed, Moneris, Verifone, etc. If anyone know how do apps and POS communicate to make transaction, it would be a great help!

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