How to programatically transfer money from a bank account via SEPA

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I am looking to transfer money via SEPA from one bank account to another - from an application.

The app needs to transfer funds in the name of the person whose bank account the funds are being transferred from - i.e. some third party gateway won't do.

  1. Is there an industry standard/available API for doing this (I couldn't find one off Google)?
  2. If not 1., are there specific bank accounts that allow API control?

Note: I read this SO article How can I electronically transfer money to another account using Bank Transfer (BACS) and my requirements are the same - i.e. registering a payee manually beforehand is acceptable.

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gosuto On

Apparently Achta provides an API that connects to SEPA. See https://www.achta.com/Home/AchtaAPI