Can I use Third party Payment Gateway (eg. Paytm, Razorpay) for In-app Purchases and Subscription in my Android App in India ? Please explain

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I want to integrate payment gateways like paytm or upi for In-app subscriptions in my Android app. I saw many educational apps do this. But I should give Google their share right ? How to do it the correct way ? I don't know. Please someone help. I appreciate any feedback you can share.

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