I works for a bank that is considering using an instant app (and AppClip on iOS) to provision a newly approved credit card with both our card App and Google Pay. I know you cannot take payments, but does that mean you are locked out of TapAndPay completely? Would you be able to provision a card in Google Pay from an Instant App?
Can you provision a credit card in Google Pay from an Instant App
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So after communication with Google Tap and Pay support, and trial and error -- the answer is yes. You can access TapAndPay; however, you can not recieve or make payments from an instant App.